Gateway Community Rates.
Deposit-Rates as of JULY 2, 2010.
| Account Type | Minimum Deposit | Rate | APY |
| Savings* | Up to $10,000 | .400% | |
| Savings* | $10,001 to $25,000 | .500% | |
| Savings* | $25,001 to $50,000 | .600% | |
| Savings* | over $50,000 | .700% | |
| Checking*** | $1,000 to $5,000 | .150% | |
| Checking*** | $5,001 to $50,000 | .300% | |
| Checking*** | $50,001 to $75,000 | .700% | |
| Checking*** | $75,001 to $100,000 | .950% | |
| Checking*** | over $100,000 | 1.00% | |
| IRA | up to $10,000 | 1.15% | |
| IRA | $10,001 to $50,000 | 1.40% | |
| IRA | over $50,000 | 1.75% | |
| Money Market Savings** | $500 to $2,500 | .499% | .500% |
| Money Market Savings** | $2,501 to $10,000 | .499% | .500% |
| Money Market Savings** | $10,001 to $25,000 | .648% | .650% |
| Money Market Savings** | $25,001 to $50,000 | .747% | .750% |
| Money Market Savings** | $50,001 to $75,000 | .995% | 1.00% |
| Money Market Savings** | $75,001 to $100,000 | .995% | 1.00% |
| Money Market Savings** | over $100,000 | 1.09% | 1.10% |
*Compounded monthly and paid quarterly
**Compounded daily and paid monthly
***Compounded quarterly and paid quarterly
APY=Annual Percentage Yield. Call for full description of account terms and conditions. Other rates and terms are also available.
Certificate-Rates as of JULY 2, 2010
| Term | Minimum Deposit | Rates | APY |
| 6 Month* | $1,000 | 0.847% | 0.85% |
| 1 Year* | $1,000 | 1.095% | 1.10% |
| 2 Year* | $1,000 | 1.343% | 1.35% |
| 5 Year* | $1,000 | 2.280% | 2.30% |
| IRA 1 Year | $1,000 | 1.195% | 1.20% |
| IRA 1 Year | $10,001 | 1.442% | 1.45% |
| IRA 1 Year | $50,001 | 1.788% | 1.80% |
| 13 Month Special*** | $3,001 | 1.837% | 1.85% |
| 5 Year Youth CD** | $100.00 | 7.771% | 8.00% |
*CD's will receive a .50% rate adjustment w/any active draft, except specials and IRA CDs.
**Must be age 0-13, can add in $100 increments up to $2,000
***Must be a memeber of the credit union for 90 days or more to qualify for the special rate.
GCFCU rates are set by its management team and may be changed at their discretion.
Click here for more information on our Certificates.
