Gateway Community Rates.
Deposit-Rates as of February 26, 2010.
| Account Type | Minimum Deposit | Rate | APY |
| Savings* | Up to $10,000 | .500% | |
| Savings* | $10,001 to $25,000 | .600% | |
| Savings* | $25,001 to $50,000 | .700% | |
| Savings* | over $50,000 | .700% | |
| Checking*** | $1,000 to $5,000 | .150% | |
| Checking*** | $5,001 to $50,000 | .400% | |
| Checking*** | $50,001 to $75,000 | .800% | |
| Checking*** | $75,001 to $100,000 | 1.05% | |
| Checking*** | over $100,000 | 1.10% | |
| IRA | up to $10,000 | 1.40% | |
| IRA | $10,001 to $50,000 | 1.65% | |
| IRA | over $50,000 | 2.00% | |
| Money Market Savings** | $500 to $2,500 | .598% | .600% |
| Money Market Savings** | $2,501 to $10,000 | .598% | .600% |
| Money Market Savings** | $10,001 to $25,000 | .747% | .750% |
| Money Market Savings** | $25,001 to $50,000 | .847% | .850% |
| Money Market Savings** | $50,001 to $75,000 | 1.09% | 1.10% |
| Money Market Savings** | $75,001 to $100,000 | 1.09% | 1.10% |
| Money Market Savings** | over $100,000 | 1.19% | 1.20% |
*Compounded monthly and paid quarterly
**Compounded daily and paid monthly
***Compounded quarterly and paid quarterly
APY=Annual Percentage Yield. Call for full description of account terms and conditions. Other rates and terms are also available.
Certificate-Rates as of February 26, 2010
| Term | Minimum Deposit | Rates | APY |
| 6 Month* | $1,000 | 1.095% | 1.10% |
| 1 Year* | $1,000 | 1.343% | 1.35% |
| 2 Year* | $1,000 | 1.590% | 1.60% |
| 5 Year* | $1,000 | 2.526% | 2.55% |
| IRA 1 Year | $1,000 | 1.442% | 1.45% |
| IRA 1 Year | $10,001 | 1.689% | 1.70% |
| IRA 1 Year | $50,001 | 2.034% | 2.05% |
| 6-13 Month Special*** | $3,001 | 2.034% | 2.05% |
| 5 Year Youth CD** | $100.00 | 7.771% | 8.00% |
*CD's will receive a .50% rate adjustment w/any active draft, except specials and IRA CDs.
**Must be age 0-13, can add in $100 increments up to $2,000
***You choose the term 6-13 months & must be a member for 90 days
GCFCU rates are set by its management team and may be changed at their discretion.
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