Current Loan Rates.
Loans-Rates as of March 3, 2010.
| Loan Type | Term | Rate |
| Auto Loans (New & Used) | 24 mo | 4.80%* |
| Auto Loans (New & Used) | 36 mo | 4.90%* |
| Auto Loans (New & Used) | 48 mo | 5.00%* |
| Auto Loans (New & Used, >/=$8,000) | 60 mo | 5.50%* |
| Auto Loans ( New & Used, >/=$15,000) | 72 mo | 5.75%* |
| Auto Loans (2009-Newer, >/=$25,000) | 84 mo | 7.25%* |
| New Boats/Motorhomes/5th Wheels(08-Newer) | Up to 60 mo | 8.60%* |
| New Boats/Motorhomes/5th Wheels(08-Newer) | 61-120 mo | 10.00%* |
| New Boats/Motorhomes/5th Wheels(08-Newer) | 121-144 mo | 10.60%* |
|
Used Boats/Motorhomes/5th Wheels(02-07) |
Up to 84 mo | 10.10%* |
| Used Boats/Motorhomes/5th Wheels(02-Older) | 72 mo | 11.60%* |
| New Bikes/ATV's/Trailers/Campers(08-Newer) | 48 mo | 8.85%* |
| New Bikes/ATV's/Trailers/Campers(08-Newer) | 60 mo | 10.10%* |
| Used Bikes/ATV's/Trailers/Campers(02-07) | 48 mo | 10.25%* |
| Used Bikes/ATV's/Trailers/Campers(02-Older) | Up to 48 mo | 11.00%* |
| Signature Loans | Up to 48 mo | 10.75%* |
| Unsecured Line of Credit | 10.75%* | |
| Share Secured | 5.25% | |
| Certificate Secured | 2% above | APY of CD |
| Home Equity(Based on 80%-or less total loan to value) | Up to 5 yrs | 5.75% |
| Home Equity(Based on 80%-or less total loan to value) | 6-10 yrs | 6.00% |
| Home Equity(Based on 80%-or less total loan to value) | 11-15 yrs | 6.50% |
| Home Equity Line of Credit (HELOC) | 15 yrs | 5.00% |
| Land Loans | Up to 5 yrs | 6.50% |
| Land Loans | 6-9 yrs | 7.25% |
| Land Loans | 10-15 yrs | 8.00% |
| Mobile Homes-2009-Newer | 15 yrs max | 8.95% |
| Mobile Homes-2005-2008 | 15 yrs max | 9.95% |
| Mobile Homes-2001-2004 | 15 yrs max | 10.95% |
| Mobile Homes-2000-Older | 15 yrs max | 11.95% |
| Visa Credit Card | 9.75% |
For current Real Estate rates, please call a loan officer at 728-4475.
*Rate used to calculate financing may vary based on but not limited to, term, creditworthiness and your relationship with Gateway Community.
GCFCU rates are set by its management team and may be changed at their discretion.
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