Gateway Community Loan Rates
Loan Rates - current as of January 30, 2012
|
Loan Type |
Term | Rate |
| Auto Loans (New & Used) | 24 mo | 2.99%* |
| Auto Loans (New & Used) | 36 mo | 2.99%* |
| Auto Loans (New & Used) (>/=$4,000) | 48 mo | 4.20%* |
| Auto Loans (New & Used) (>/=$8,000) | 60 mo | 4.70%* |
| Auto Loans ( New & Used) (>/=$15,000) | 72 mo | 5.70%* |
| Auto Loans (2009-Newer) (>/=$25,000) | 84 mo | 7.25%* |
| SPECIAL RATE AUTO LOANS: 60-72 MOS. @ 3.95% (CREDIT SCORE MUST BE >725) | ||
| Boats/Motorhomes/5th Wheels/Campers | Up to 47 mo | 4.65%* |
| Boats/Motorhomes/5th Wheels/Campers (>/=$4,000) | 48-59 mo | 5.20%* |
| Boats/Motorhomes/5th Wheels/Campers (>/=$8,000) | 60-71 mo | 5.70%* |
| Boats/Motorhomes/5th Wheels/Campers (>/=$15,000) | 72-83 mo | 6.70%* |
| Boats/Motorhomes/5th Wheels/Campers (>/=$25,000) | 84-120 mo | 8.25%* |
| Motor Bikes/ATV's/Trailers | Up to 47 mo | 5.20%* |
| Motor Bikes/ATV's/Trailers (>/=$4,000) | 48-59 mo | 5.70%* |
| Motor Bikes/ATV's/Trailers (>/=$8,000) | 60-71 mo | 6.20%* |
| Motor Bikes/ATV's/Trailers (>/=$15,000) | 72-83 mo | 7.20%* |
| Motor Bikes/ATV's/Trailers (>/=$25,000) | 84-120 mo | 8.75%* |
| Signature Loans | Up to 48 mo | 10.75%* |
| Unsecured Line of Credit | 10.75%* | |
|
*Rates may very depending on credit score |
||
| Share Secured | 5.25% | |
| Certificate Secured | 2% above | APY of CD |
| Home Equity(Based on 80%-or less total loan to value) | Up to 5 yrs | 5.75% |
| Home Equity(Based on 80%-or less total loan to value) | 6-10 yrs | 6.00% |
| Home Equity(Based on 80%-or less total loan to value) | 11-15 yrs | 6.50% |
| Home Equity Line of Credit (HELOC) | 15 yrs | 5.00% |
| Land Loans | Up to 5 yrs | 6.50% |
| Land Loans | 6-9 yrs | 7.25% |
| Land Loans | 10-15 yrs | 8.00% |
| Visa Credit Card | 9.75% |
For current Real Estate rates, please call a loan officer at 728-4475.
*Rate used to calculate financing may vary based on but not limited to, term, creditworthiness and your relationship with Gateway Community.
GCFCU rates are set by its management team and may be changed at their discretion.
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