Checking & Savings
Checking
Gateway Community Federal Credit Union offers checking accounts with the following features:
- No monthly service charge
- No minimum balance
- No per-check charge
- Overdraft protection by arrangement
- Payroll Deduction and Direct Deposit
- Access from your ATM and Debit card
- Access through our 24-hour telephone teller (Private Access Line)
- Interest is paid any day your balance exceeds $500
- Bill pay service available ... save time and money with our convient online bill pay service
Direct Deposit
- You can have your payroll or government check deposited directly into your checking, savings, or money market accounts.

- Have immediate access to your funds through your ATM and Debit Cards, and PAL (Private Access Line), your GCFCU 24 Hour Phone Teller
- Funds can be transferred into separate accounts
- No lost checks
- No waiting for government checks to arrive in the mail
Automatic Loan Payment
- Your GCFCU loan payments can be withdrawn automatically from your GCFCU account
- Save time, postage and check writing
- Avoid late charges
- Automatic payments clearly identified on your statements
You can open a savings account at Gateway Community Federal Credit Union with as little as $5.00. Start saving for your family's future today!
- Tierd savings rates mean the more you save the more you can earn back in interest
- Members can have more than one savings under the same account
- "Christmas Club" saving accounts available
Money Market Savings
Gateway Community Federal Credit Union offers money market accounts with the following features:
- Unlimited in-branch withdrawals
- Convenience of liquidity
- Competitively high dividend earnings
- A minimum balance of $2,500 is required
- More tiers means that as your Money Market Savings increases ... so does your APY
More Conveniences
- Overdraft Protection: Transfers funds from savings or money market
- Notary Service: Free notary service to members
- Federally Insured: Your deposits are federally insured up to $100,000 by the National Credit Union Administration (NCUA)
- Access Services: 24 hour phone and Internet banking



