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Mortgage Loans

If you're in the market for a new home or you want to refinance your existing mortgage, Gateway Community offers a mortgage loan right for you. Whether you want a 15-year, 30-year, balloon loan, or anything in between, we will help you find the right mortgage, at the lowest rate, to fit your budget.

Balloon Mortgages*

Gateway's balloon mortgage program is a great alternative to conventional fixed-rate mortgage programs:

  • No Origination or Discount Points charged, which means Lower Closing Costs and you get to keep more of your money instead of spending it on fees

  • You choose your term: 3, 5, or 7 years and your amortization period: 15 or 30 years

  • Get great low rates comparable to 15 or 30-year fixed rates

One of the best parts is that the loan stays at Gateway Community. We also service and fund the loan so:

  • Your money stays in our local economy

  • You get the exceptional member service you expect from Gateway Community

  • You make your payments locally, and if you ever have a problem, you're only a phone call or short drive away

Gateway Community also carries several **15-year fixed-rate mortgages (1% Origination fee is charged on 15-year fixed mortgages).

Other Mortgage Programs include:

  • 15 year fixed*

  • 20 year fixed

  • 30 year fixed

  • First-time home-buyer

  • Bare Land Loans

With the ability to keep some loans in-house*, we have a wide variety of loan programs, so we are sure to find the one that will fit you best!




OR  Contact us for more information on how we can help you find the perfect mortgage loan.


*Max TLTV (Total Loan To Value) for in-house loan programs is 80%.

**Gateway Community reserves the right to decide which 15 year loans we want to keep in-house and which ones we would sell.


2300 Great Northern Way
Missoula, MT 59808
Phone (406) 728-4475
Fax (406) 728-0257
Loan Dept Fax
(406) 541-6128
3624 Brooks St
Missoula, MT 59801
Phone (406) 541-9710
Fax (406) 541-9712
4500 Expressway Blvd
Missoula, MT 59808
Phone (406) 532-4441
Fax (406) 532-4458
MEMBER NCUA. National Credit Union Admisnistration, a U.S. Government Agency. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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